Back to top

Careers

Home
Careers

SWMC Careers

Position: VA LAPP/SAR Underwriter (Work from home)

Take Your Career to New Heights with Sun West!


Position Summary:

Location Job Type Experience Education
Nationwide Full Time 3 Years High School

Job Responsibilities:

  • Review loans and issue an underwriting decision in compliance with the relevant Agency, Sun West and Investor guidelines.
  • Analyze the credit-worthiness, collateral, accuracy of Total Scorecard (DU/LP).
  • Issue the Loan Analysis and the Loan Summary.
  • Exclusively authorized to downgrade a loan to a Manual Underwrite, when required.
  • Communicate decision (approval, suspense, denial) on loans to appropriate parties.
We offer an excellent salary and benefits package, including health, dental, vision insurance and a 401 (k) program. As well as a great work environment.

Requirements:

  • VA / LAPP REQUIRED
  • MUST HAVE DE (CHUMS I.D).
  • Be up-to-date with all relevant mortgagee letters, specifically ones released since 01/2008.
  • Be actively underwriting FHA loans for the past 24 months.
  • A minimum of 3 Yrs. experience in FHA and Conventional Underwriting.
  • Knowledge of Investor Guidelines, Product Delivery, and AUS engines is required.
  • Experienced with DU and LP preferred.
  • Excellent verbal and written communication skills are necessary.
  • Customer service and detail-oriented, responsible and accurate.
  • Calculate income accurately (per FHA / VA / Agency Guidelines), including but not limited to reviewing Tax Returns and any accompanying Tax Schedules.
  • Verify assets required to close the loan, including but not limited to trailing funds, gift-funds, etc.
  • Calculate the loan amount accurately in case of Rate and Term Refinance, Streamline Refinance, etc.
  • Read and interpret the HUD 1 and can spot deficiencies, if any.
  • Be aware of the following laws/regulations and know how to apply the same:
  • Mortgage Disclosure Improvement Act (MDIA).
  • RESPA Reforms - Appraisal Independence and HVCC.
  • Have good/excellent Computer skills including but not limited to Web Browser, E-mail, Adobe Acrobat ® (Create PDF / Split PDF, etc.), Microsoft Office, and Google Apps.
  • Have a good/excellent Typing skill/speed.
  • Able to meet company set production volumes.
  • Able to work additional hours as required.
Equal Opportunity Employer



Our National Lending Reach