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Cutoff Dates for Funding Loans in October 2021

Note: For funding the loans in October 2021, loans must meet the cutoff dates given below.

Loan Type and PurposeLast Day for Loan SubmissionLast Day to Submit ConditionsLast Day to send LELast Day to Request CDLast Day for CD to be signed / acknowledged by borrower1,2Last Day to Submit Doc RequestLast Day to Sign Docs3Last Day to Receive Signed Docs Back3
FHA Purchase 10/18/2021 10/26/2021 10/20/2021 10/22/2021 10/25/2021 10/27/2021 10/28/2021 10/28/2021
FHA Refinance 10/15/2021 10/21/2021 10/15/2021 10/20/2021 10/21/2021 10/22/2021 10/25/2021 10/28/2021
FHA Streamline Refinance 10/18/2021 10/22/2021 10/15/2021 10/20/2021 10/21/2021 10/22/2021 10/25/2021 10/28/2021
VA Purchase 10/18/2021 10/26/2021 10/20/2021 10/22/2021 10/25/2021 10/27/2021 10/28/2021 10/28/2021
VA Refinance 10/15/2021 10/21/2021 10/15/2021 10/20/2021 10/21/2021 10/22/2021 10/25/2021 10/28/2021
VA IRRRLs 10/18/2021 10/22/2021 10/15/2021 10/20/2021 10/21/2021 10/22/2021 10/25/2021 10/28/2021
USDA Purchase 10/18/2021 10/26/2021 10/20/2021 10/22/2021 10/25/2021 10/27/2021 10/28/2021 10/28/2021
USDA Refinance 10/15/2021 10/21/2021 10/15/2021 10/20/2021 10/21/2021 10/22/2021 10/25/2021 10/28/2021
Conventional Purchase 10/18/2021 10/27/2021 10/20/2021 10/22/2021 10/25/2021 10/27/2021 10/28/2021 10/28/2021
Conventional Refinance 10/15/2021 10/22/2021 10/15/2021 10/20/2021 10/21/2021 10/22/2021 10/25/2021 10/28/2021
HECM 10/18/2021 10/21/2021 -- -- -- 10/22/2021 10/25/2021 10/28/2021
Other Programs 10/15/2021 10/21/2021 10/15/2021 10/20/2021 10/21/2021 10/22/2021 10/25/2021 10/28/2021

1 If the borrower does not acknowledge the receipt of the CD, an additional 3-day waiting period applies.

2 For purchase transactions, last day for CD to be signed is based on wet purchase. For dry purchase, Last Day for CD to be signed will be October 22, 2021.

3 Last day to Receive Signed Docs Back and Last Day to Sign Docs does not apply for wet purchase.