Note: For funding the loans in March 2021, loans must meet the cutoff dates given below.
Loan Type and Purpose | Last Day for Loan Submission | Last Day to Submit Conditions | Last Day to send LE | Last Day to Request CD | Last Day for CD to be signed / acknowledged by borrower1,2 | Last Day to Submit Doc Request | Last Day to Sign Docs3 | Last Day to Receive Signed Docs Back3 |
---|---|---|---|---|---|---|---|---|
FHA Purchase | 03/19/2021 | 03/26/2021 | 03/22/2021 | 03/25/2021 | 03/26/2021 | 03/29/2021 | 03/30/2021 | 03/30/2021 |
FHA Refinance | 03/18/2021 | 03/23/2021 | 03/18/2021 | 03/22/2021 | 03/23/2021 | 03/25/2021 | 03/26/2021 | 03/30/2021 |
FHA Streamline Refinance | 03/18/2021 | 03/25/2021 | 03/18/2021 | 03/22/2021 | 03/23/2021 | 03/25/2021 | 03/26/2021 | 03/30/2021 |
VA Purchase | 03/19/2021 | 03/26/2021 | 03/22/2021 | 03/25/2021 | 03/26/2021 | 03/29/2021 | 03/30/2021 | 03/30/2021 |
VA Refinance | 03/18/2021 | 03/23/2021 | 03/18/2021 | 03/22/2021 | 03/23/2021 | 03/25/2021 | 03/26/2021 | 03/30/2021 |
VA IRRRLs | 03/18/2021 | 03/25/2021 | 03/18/2021 | 03/22/2021 | 03/23/2021 | 03/25/2021 | 03/26/2021 | 03/30/2021 |
USDA Purchase | 03/19/2021 | 03/26/2021 | 03/22/2021 | 03/25/2021 | 03/26/2021 | 03/29/2021 | 03/30/2021 | 03/30/2021 |
USDA Refinance | 03/18/2021 | 03/23/2021 | 03/18/2021 | 03/22/2021 | 03/23/2021 | 03/25/2021 | 03/26/2021 | 03/30/2021 |
Conventional Purchase | 03/19/2021 | 03/26/2021 | 03/22/2021 | 03/25/2021 | 03/26/2021 | 03/29/2021 | 03/30/2021 | 03/30/2021 |
Conventional Refinance | 03/18/2021 | 03/23/2021 | 03/18/2021 | 03/22/2021 | 03/23/2021 | 03/25/2021 | 03/26/2021 | 03/30/2021 |
Other Programs | 03/18/2021 | 03/23/2021 | 03/18/2021 | 03/22/2021 | 03/23/2021 | 03/25/2021 | 03/26/2021 | 03/30/2021 |
1 If the borrower does not acknowledge the receipt of the CD, an additional 3-day waiting period applies.
2 For purchase transactions, last day for CD to be signed is based on wet purchase. For dry purchase, Last Day for CD to be signed will be March 25, 2021.
3 Last day to Receive Signed Docs Back and Last Day to Sign Docs does not apply for wet purchase.