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Real Estate Automated Lending

We are eager to lend you R.E.A.L.™ money


1.

Do you want your financial history underwritten with respect and common sense?

2.

Have you had issues making your housing or mortgage payments on time such as:

1. Three or more 30 days late payments in the past 12 months, or

2. One or more 60 days late payments in the past 12 months, or

3. One or more 90 days late payments in the past 12 months?

3.
Are you looking for an Interest-Only Mortgage Program?
4.
Are you a Foreign National Buyer looking to purchase a property for investment purposes or as a second home?
5.
Are you a Self Employed borrower looking to use income from your personal or business bank statement for qualification?
6.
Is the property a Non-warrantable Condominium?
7.
Have you had a Chapter 7 bankruptcy discharged within the last 12 months?
8.
Have you had a Chapter 13 bankruptcy dismissed within the last 12 months?
9.
Have you had a Chapter 13 bankruptcy discharged within the last 12 months?
10.
Do you have a foreclosure/deed-in-lieu of foreclosure/short sale at any time within the next 12 months?
11.
Are you looking to buy a property for investment purposes and would only like to use the rental income from the property to qualify?
12.
Are you looking to use assets, such as savings in the bank, as income to qualify for a loan program?
13.
Are you a non-veteran looking for a loan amount that exceeds the county limit in which the property to be mortgaged is located? Click Here to open Fannie Mae's worksheet and look up loan amount limit for your county.
14.
Have you had some extenuating circumstances that have dropped your credit score to below 580?
15.
Are you a veteran and looking to purchase a home with $0 down payment?
16.
Are you looking to purchase a home with 3.5% down payment?
17.
You may qualify for an agency loan!