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Lender Alerts

Lender Alerts

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FEMA Disaster Area Update

Dear Valued Partner,

New counties in Pennsylvania have been declared by FEMA as a Major Disaster Area.

Designated PA Disaster Areas:  Bedford County, Bucks County, Cameron County, Dauphin County, Forest County, Franklin County, Fulton County, Huntingdon County, Juniata County, Monroe County, Northampton County, Pike County, Potter County, Somerset County, Sullivan County and Wyoming County.

To view a complete list of FEMA disaster areas in XLS format, click here: Annexure-I.

To view FEMA's recent update on Pennsylvania, click here: FEMA.

SWMC Disaster Area Policy

Sun West will require an interior and exterior inspection prior-to-funding or purchase of any loans with subject properties that are determined to be at risk. The inspection must verify that the property is sound, habitable and in the same condition as when it was appraised.

Our partners can access Sun West Seller Guide under HELP section in SunSoft. Please refer to Sun West Forward Mortgage Seller Guide (Section 404.07) and Sun West Reverse Mortgage Seller Guide (Section 4.23) for more details.


Only licensed and state certified appraisers may be used to complete the inspections.
If there is any damage to the property, the repairs must be completed prior to SWMC closing/purchasing the loan.
For VA IRRRLs, VA does not permit the Veteran to be charged for the Appraisal Fee.

If you have any questions, please contact your Account Executive at (855) OK-SUNWEST or (855) 657-8693.


Sun West Mortgage Company, Inc.
18303 Gridley Road
Cerritos, CA 90703
Phone : (800) 453-7884

Equal Housing OpportunityThis information is provided to licensed wholesale brokers only and may not be copied or distributed to customers or potential customers. All loans are subject to approval. Certain restrictions may apply. Listed pricing is a morning indication only. Program rates, prices, guidelines, fees, costs, terms and conditions are subject to change without notice.

Sun West Mortgage Company, Inc. (NMLS ID 3277) is licensed by the Department of Corporations as a California Finance Lender (License #603 0119) and is licensed by the Department of Real Estate (License #00793885). Refer to to see where SWMC is a licensed lender. In all states, the principal licensed office of Sun West Mortgage Company, Inc. is 18303, Gridley Road in Cerritos, CA 90703; Phone: (800) 453-7884