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SWMC Express Product Guidelines
Eliminate Many Overlays for FICO 640 and Above

(Applicable to Correspondent Guidelines)


Dear Valued Partner,

SWMC Express Product Guidelines are available for FICO 640 and above with most overlays eliminated! Express guidelines offer qualified borrowers a faster review on many FHA and USDA products with reduced credit overlays and fewer documentation requirements. Submit your loan today via SWMC Express!

Effective immediately, the following products are available for Express guidelines:

..
  • FHA 3/1 and 5/1 ARM
  • FHA PROPERTY FLIP WAVER
  • FHA 15 and 30 YEAR FIXED
  • FHA MANUFACTURED HOUSING
  • FHA 203K REHABILITATION
  • USDA RURAL HOUSING

Click here to view the complete SWMC Express Product Guidelines.

To submit a loan via SWMC Express, continue to use the E-File Upload and select 'Express Loan' to indicate your submission is subjected to our reduced overlays!

Originate Loan

If you have any questions, please feel free to call on your Account Executive at (800) 453-7884.

Sincerely,

Sun West Mortgage Company, Inc.
18303 Gridley Road
Cerritos, CA 90703
Phone : (800) 453-7884

Equal Housing OpportunityThis information is provided to licensed wholesale brokers only and may not be copied or distributed to customers or potential customers. All loans are subject to approval. Certain restrictions may apply. Listed pricing is a morning indication only. Program rates, prices, guidelines, fees, costs, terms and conditions are subject to change without notice.

Sun West Mortgage Company, Inc. (NMLS ID 3277) is licensed by the Department of Corporations as a California Finance Lender (License #603 0119) and is licensed by the Department of Real Estate (License #00793885). Refer to www.swmc.com to see where SWMC is a licensed lender. In all states, the principal licensed office of Sun West Mortgage Company, Inc. is 18303, Gridley Road in Cerritos, CA 90703; Phone: (800) 453-7884



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