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Cut-off Dates for Issuing the Closing Disclosure for October 2015 Closing

Dear Licensed Partner,

As required by the TILA-RESPA Integrated Disclosure (TRID) Rule, the borrower must receive the Closing Disclosure (CD) no later than three business days before loan consummation. The receipt of the CD must be evidenced by a proof of receipt by the borrower.

The last day to obtain an acknowledgement of receipt of CD for funding in the month of October 2015 is listed below:

Loan Purpose

Last Day for CD to be signed / acknowledged by borrower*

Last Day to Sign Docs
Refinance  10/22/2015  10/26/2015 
Purchase (dry state) 10/24/2015  10/28/2015 
Purchase (wet state) 10/27/2015  10/30/2015 
*If the borrower does not acknowledge the receipt of the CD, an additional 3-day waiting period applies.  

Please click here for further information on cut-off dates for funding loans in October 2015.

If you have any questions, please contact your Client Relations Manager at (855) OK-SUNWEST or (855) 657-8693.

Sincerely,

Sun West Mortgage Company, Inc.
18000 Studebaker Road, Suite 200
Cerritos, CA 90703
Phone: (800) 453-7884
SW-1: Our New No Overlays Program

 

Equal Housing Opportunity This information is provided to licensed brokers/lenders only and may not be copied or distributed to customers or potential customers. All loans are subject to approval. Certain restrictions may apply. Listed pricing is a morning indication only. Program rates, prices, guidelines, fees, costs, terms and conditions are subject to change without notice.