Whether you are an investor or a first time home buyer, Sun West Mortgage has the right loan program . If you are planning to purchase your home, congratulations on your decision! Lots of people do not even consider buying a home because they are mistakenly afraid they cannot afford it. But for most people, home ownership is within reach - especially with some of our special programs for first-time home buyers. In fact, for many, home ownership is as affordable as renting - in some cases even more affordable.
Buying a home offers many advantages such as:
- Tax Benefits
- Pride of Ownership
The process of buying a home is simple. As soon as you start thinking of buying a home, the first step is getting pre-qualified for a home loan. You can apply on-line. Or if you prefer, you may call us at (800) 453-7884 and ask to speak to a "Loan Agent". We will ask you some basic questions. Most of the time, we will be able to give you a tentative pre-approval at the end of the telephone conversation.
Once you have pre-qualified for a home loan, we will take a loan application. Loan application process is simple. You may be asked to bring with you some simple documents such as recent paycheck stubs and W-2's. We will fill out the forms based on the information we receive from you. Now comes the hard part - finding a home. With a help of a good Realtor, you will find this process to be both exciting and at times frustrating. We will work with you as you look for your new home. We will help you determine how much house you can afford, help steer you to special mortgages for first-time home buyers, and perhaps make suggestions that could make it easier to get the best mortgage for you.
Once you have found a home, we will finish processing your loan, usually within 14 working days. You will be asked to sign the final loan documents and within a couple of days, your Realtor will give you the keys to your new home!